In re Johnson (01-51451, Adv. No. 02-05068)

Debtor’s student loans were discharged in full because they created an undue hardship. Debtor’s refusal to participate in William D. Ford Federal Direct Loan Program’s income contingent repayment plan did not preclude a finding that Debtor had made a good faith effort to repay his loans.

Friday, July 18, 2003