In re Crutchfield (12-51855)

When assignee of a credit card claim failed to attached a copy of the assignment to its proof of claim, the proof of claim was nevertheless entitled to prima facie validity under Rule 3001(f) so long as an attached summary included substantially all the information required by Rule 3001(c)(3)(A). Debtor's testimony that he did not know the assignee and had never done business with the assignee was not sufficient to rebut the presumption of validity when debtor admitted the debt on his schedules and no competing proofs of claim were filed. Therefore, the debtor's objection to the proof of claim based on unenforceability under state law was overruled.

Friday, April 26, 2013